Savings Accounts
Earn dividends while your money grows
Find the account suited for your savings goals at KEMBA Roanoke Federal Credit Union.
You could even “set it and forget it,” automatically transferring money into your savings accounts until your goals are met.
Haven’t become a member yet? Join our credit union today.
Credit Union Member Accounts
| Type | Minimum Deposit | APY* (Annual Percentage Yield) |
| Share Account | N/A | 0.05% |
| Club Account (Christmas & Vacation) | N/A | 0.05% |
| Additional Information: *Dividends compounded and credited monthly *Refer to the Member Account Agreement for the Truth in Savings Disclosure related to these accounts. Rates subject to change without notice. Minimum deposit required to earn dividends varies, please speak to a member representative for more information. |
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Money Market Accounts
| Type | Minimum Deposit | APY* (Annual Percentage Yield) |
| Tier 1 ($2,500 - $49,999) | $2,500 | 0.10% |
| Tier 2 ($50,000 - $99,999) | $2,500 | 0.20% |
| Tier 3 ($100,000 and Up) | $2,500 | 0.30% |
| Additional Information: *Minimum balance to avoid service fee is $2,500 *Dividends compounded and credited monthly *Refer to the Member Account Agreement for the Truth in Savings Disclosure related to these accounts. Rates subject to change without notice. Minimum deposit required to earn dividends varies, please speak to a member representative for more information. |
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Share Certificates
| Type | Minimum Deposit | APY* (Annual Percentage Yield) |
| 6 Month | $500 | 0.55% |
| 12 Month | $500 | 0.70% |
| 2 Year | $500 | 0.80% |
| 3 Year | $500 | 0.90% |
| 4 Year | $500 | 1.00% |
| 5 Year | $500 | 1.10% |
| Additional Information: *Additional Deposits not allowed *Withdrawals allowed *Dividends compounded and credited monthly *Penalties may apply for early withdrawal *Refer to the Member Account Agreement for the Truth in Savings Disclosure related to these accounts. Rates subject to change without notice. Minimum deposit required to earn dividends varies, please speak to a member representative for more information |
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IRA Certificates
| Type | Minimum Deposit | APY* (Annual Percentage Yield) |
| 2 Year | $2,000 | 0.80% |
| 3 Year | $2,000 | 0.90% |
| 4 Year | $2,000 | 1.00% |
| 5 Year | $2,000 | 1.10% |
| Additional Information: *Additional Deposits not allowed *Withdrawals allowed *Dividends compounded and credited monthly *Penalties may apply for early withdrawal *Refer to the Member Account Agreement for the Truth in Savings Disclosure related to these accounts. Rates subject to change without notice. Minimum deposit required to earn dividends varies, please speak to a member representative for more information |
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