Home Loans in Virginia


First Mortgage Loans

Discover Your Dream Home with Kemba Roanoke Federal Credit Union's Home Loans! Our first mortgage loans are tailored for personal residences within Virginia, helping you achieve your homeownership goals. Teaming up with the Credit Union Mortgage Association, we provide expert advice and assistance whether you're a first-time homebuyer, looking to refinance, or seeking to get cash out of your home's equity. With our Online Mortgage Center, you can easily check Virginia mortgage rates, get pre-approved, and explore various first mortgage options. Ask about our exclusive "Home Advantage" program, which rewards our members with cash rebates when they close on their new home. Embrace the journey to homeownership – call our Virginia mortgage loan professionals at (571) 490-8007 or visit our Online Mortgage Center now!

At Kemba Roanoke Federal Credit Union, we believe in making your dream home a reality. Our home loans cater to personal residences within Virginia, providing you with the perfect path to homeownership. Partnered with the Credit Union Mortgage Association, we offer expert guidance on mortgage options, whether it's your first purchase or refinancing to lower interest rates or leverage your home's equity.

Access Virginia mortgage rates, get pre-approved, and explore first mortgage choices with ease through our Online Mortgage Center. Don't miss our exclusive "Home Advantage" program, where you earn cash rebates upon closing your new home. Call our Virginia mortgage loan professionals at (571) 490-8007 or visit our Online Mortgage Center to embark on the exciting journey of homeownership!


Virginia Home Equity Loans and HELOC Loans

Kemba Roanoke FCU is your go-to source for a wide range of home loans in Virginia, including home equity loans and home equity lines of credit (HELOC) on personal residences within the state. Whether you're looking to renovate your home, cover college tuition expenses, make significant purchases, consolidate high-interest credit card debt, handle holiday expenses, or manage unexpected vehicle repair costs, our home equity loans and HELOCs have you covered.

When you opt for a home equity loan, you'll enjoy a fixed interest rate throughout the loan term, which can be 5, 10, or 15 years. This type of loan is a secure option since it uses your home as collateral, resulting in lower interest rates compared to credit cards. Alternatively, our home equity lines of credit (HELOCs) offer a flexible solution with a variable interest rate. Acting as a revolving line of credit, you can access funds whenever you need them.

To discover the possibilities with our home loans in Virginia, get in touch with our lending team at (800) 735-3622 or visit your nearest Kemba Roanoke Federal Credit Union branch. Let us help you unlock the potential of your home's equity today!