About Us

We are your local credit union!  KEMBA has been providing families financial security for well over seventy-five years.  Since we're a non-profit financial institution, we return our profits back to our members in the form of better rates, lower fees, and free or low-cost services.  Here are some things that might surprise you:

  • You pay no membership fee or monthly fee.

  • You could lower your current monthly loan payments (and save money in the long-term, too!) by transferring your current loans to KEMBA.

  • Once you join, you own a share of our credit union.

  • We’re convenient. While we may not have branches on every corner, our members have access to over 5,000 branches and 50,000 ATMs nationwide through the Co-Op Shared Branching Network and the Culiance ATM network.

  • You can easily monitor your accounts with the technology solutions you need like a mobile banking app, online bill pay, and remote deposit capture.

  • We are run by a volunteer board of directors elected by members like you.

  • We care about our community. Since we're local, we want our community to thrive just as much as you do.

  • You’ll find more surprises along the way. Think of a financial product or service. Ask us first and save more. We likely offer it for a better deal than you might expect.

We will always be dedicated to providing top-notch service to our members because they aren't just customers, they are owners of the credit union.