Checking Accounts

Kemba FCU provides unparalleled access to your funds, offering benefits and features that outshine traditional bank accounts. With our Share Draft Checking Account, you gain access to over 300,000 shared ATMs, 5,000 co-op branches, and an array of additional services. For over 75 years, more than 5,000 satisfied members in the Roanoke Valley, Salem, Lynchburg, and other areas in Virginia, have trusted Kemba Roanoke Federal Credit Union for their money management needs. Take the next step by applying online, calling our dedicated team, or visiting Kemba FCU in person today to become a valued member and open your own checking account.

When you choose Kemba FCU, you're not just getting a checking account but also a trusted financial partner. Our experienced team is committed to providing personalized service and guiding you toward financial success. With Kemba FCU, you'll benefit from competitive rates, convenient digital banking solutions, and innovative tools to simplify your financial journey. As a member-owned credit union, we prioritize your needs and strive to exceed your expectations. Join the Kemba FCU community today and unlock a world of financial possibilities. Experience the difference between banking with a credit union that truly cares about your financial well-being.

Using a credit union checking account comes with several advantages that can greatly benefit your financial well-being. Credit unions often have lower fees and fewer account requirements. This can translate to lower or even no monthly maintenance fees, no minimum balance requirements, and reduced or eliminated fees for transactions such as ATM withdrawals or check orders. By minimizing these fees, credit union checking accounts can help you save money and keep more of your hard-earned cash.

Another advantage of credit union checking accounts is the personalized and member-focused service they provide. Credit unions are member-owned financial cooperatives, which means they prioritize the needs and satisfaction of their members over maximizing profits. This often translates to more attentive and personalized customer service, as credit union staff members take the time to understand your unique financial goals and provide tailored solutions. Moreover, credit unions are known for their community-oriented approach, actively investing in the local communities they serve. By banking with a credit union, you not only enjoy the benefits of a checking account but also contribute to the growth and development of your community.

Some of the advantages of opening a checking account with a credit union include:

• Lower fees than traditional banks

• Better savings rates

• Better interest rates on loans

• Incredible customer service

• Focus on the community

• Shared branching and ATM networks for access anywhere

• Federally insured by the NCUA