(IRA) Individual Retirement Accounts

KEMBA knows the importance of saving for our members’ retirement.  We offer IRA options to help you achieve that goal.  Members can utilize IRA Certificates of Deposit and/or IRA savings accounts to earn interest as their money accumulates.

Traditional IRA Accounts

• Contributions may be tax-deductible

• Earnings grow tax-deferred until withdrawn

Roth IRA Accounts

• Contributions may be withdrawn at any time

• Earnings may be withdrawn tax and penalty-free for a qualified reason after the account is open for five years

• No withdrawal requirements no matter how old you are