Kemba FCU Checking Accounts


Free to members in Salem and Lynchburg, Virginia

Kemba FCU gives you access to your money in ways unique to other financial institutions.

You can earn dividends, access your money at over 300,000 shared ATMs and 5,000 co-op branches, and more when you open a Share Draft Checking Account at Kemba FCU.

More than 5,000 members in Salem and Lynchburg have been using Kemba FCU to access their money for over 75 years.

Apply online, call, or visit Kemba FCU in person TODAY to become a member and open your account.

Checking Account features and benefits Requirements
Minimum balance requirement None
Monthly service charge None
Online, text, and mobile banking fee Free
e-Statements Free
Direct Deposit Yes
Visa Debit Card Free
Access to over 300,000 ATMs Within the CULIANCE ATM Network
Access to over 5,000 branches Within the Shared Branch Network

Courtesy Pay Overdraft Protection

Avoid your ATM and debit card transactions declining or checks bouncing if you do not have sufficient funds in your checking account.

Courtesy Pay Overdraft Protection can help your accounts stay out of the red.

A good number of our checking accounts offer FREE Courtesy Pay Overdraft Protection up to a certain amount. 

Call us at (800) 735-3622 to ask about adding this service to your checking account.